The name of my blog “Immature Gray” is not a mistake.  I am not “Prematurely Gray.”  I figure God knows what he is doing.  He made me gray at the right time on his Divine Schedule…..but….sitting behind this mop of Silver, I still feel pretty Immature.

I am a native Virginian and a 17 year veteran in the Richmond Metro mortgage market.  I am fluent in the language of loan whether it be Fannie Mae, Freddie Mac, FHA, VA, VHDA or Rural Housing.  I pride myself in pairing you with the loan product that meets your specific needs.  My mission is simple:

To provide skilled and analytic guidance through the process of purchasing or refinancing your home while using every opportunity to listen to your needs, build your knowledge of the process, and give you confidence in and ownership of your financial future.

I am an amateur photographer, a good cook and best friend to a lovable curmudgeon named Stan and a  Duck Tolling Retriever named Freddie Mac.  They will forever be characters in my story……